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Are there any clubs that start off as Bankrupt? If not which club has the worst financial status? Looking for a new challenge 

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Cheers mate. Just had a look and the challenge starts half way through the season. Are there any clubs that start bankrupt or insecure I can start a career with?

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No clubs start bankrupt, but there are a few insecure ones. My favourite insecure club is Millwall cause it’s easy to get them bankrupt and relegate them (which I find amusing, as a Hammer). Just look at teams with bad finance like Bolton or Blackpool. You can try Korean league as on FM18 a load of them were insecure, not sure about FM19. However I am curious - will Bury start as Bankrupt in FM20?

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4 hours ago, AnonymousLietchensteiner said:

However I am curious - will Bury start as Bankrupt in FM20?

Unfortunately it looks as if they won't be in the game at all the way things are going.

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